Six industries. One scoring engine. Data flows in, trajectory scores flow out. The protocol that makes the invisible visible — everywhere.
In 2020, FICO 10T showed that trending credit data beats static snapshots by 10%. Trajectory Protocol applies the same principle to every scoreable domain.
Bill Fair and Earl Isaac invent the concept of algorithmic credit scoring. Before this, lending decisions were subjective — based on a banker's gut feeling. The idea that data could predict creditworthiness was revolutionary.
The core engine is universal. Each industry gets a module that defines its events, features, and scoring model. Click any module to explore.
A trajectory score from one platform informs decisions on another. Click a platform to see how the same entity looks from different angles.
Built for enterprises that need auditability, privacy, and compliance from day one.
Trajectory Protocol is open, modular, and ready for early adopters. Whether you run a marketplace, a lending platform, or a hiring engine — the trajectory layer is waiting.
This product is one of 22 specialized solutions in the DobePros suite—a sentient infrastructure that evolves through real-world execution. By leveraging a unified, self-learning DNA for data, security, and commerce, every tool benefits from cross-platform hardening and collective technical resilience.